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We are the difference

The discerning alternative for currency transactions

About Us

We are a full-service, foreign currency and international payments company, helping businesses around the world manage their foreign currency risk, make, and receive payments worldwide.

Integrity is paramount at Altera. With an average of 12+ years' experience, our specialists take the lead on all client solutions to ensure the most efficient and best outcomes possible.

Our Partners

Altera uses the buying power, global capabilities, and cutting-edge technology from providers backed by ScioPay, iBanFirst as well as GC Partners, and place it with a proficient, local, effective consultancy. Bringing the best of both approaches for true commercial benefit.

Our partners are regulated by the Financial Conduct Authority (FCA) in the UK.

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Our Partners

Products and Services

Online Platform

24/7 access to a state-of-the-art online system to manage all your international payments

Forward Hedging

Lock in a rate for up to 2 years out in more than 40 currencies or opt for a structured product

International Payments

International payments to more than 180 countries with zero hidden fees

Limit Orders

Select your desired rate and we'll automatically execute it for you if it becomes achievable

Collection Accounts

Named accounts in 30+ currencies with the ability to collect from 180+ territories

Market Insight

Work directly with one of our specialists to develop a currency strategy to help you minimise risk

Get in Touch

Contact us

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Payment services for Altera L.L.C-FZ ("Altera") are provided by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales. Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB). License No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution. Firm Reference Number: 927951.

Altera’s payment and foreign exchanges services are also provided by iBanFirst Limited. Altera is partnered with iBanFirst Limited as its payment and liquidity partner. iBanFirst is a registered trading name of iBanFirst Limited, registered in England and Wales under company No. 06260585. Registered Office: 6th Floor Dashwood House, 69 Old Broad Street, London, EC2M 1QS. iBanFirst Limited is authorised by the Financial Conduct Authority (FCA) as an Electronic Money Institution under the Electronic Money Regulations 2011 (FRN: 1001629). The products and services that iBanFirst Limited offers are limited to unregulated spot FX transactions and deliverable forward contracts excluded from MiFID or EMIR regulation, as they are intended to cover an underlying future payment for identifiable goods and services.

Altera's payment and foreign currency exchange services are also provided by Global Currency Exchange Network Ltd T/A GC Partners. Global Currency Exchange Network Ltd is authorised by the FCA under the Payment Services Regulations, 2017 (FRN: 504346). Registered as a Money Services Business, regulated by HM Revenue & Customs ("HMRC") under the Money Laundering Regulations 2017. (Registration number is 12137189). Registered in England and Wales. Company number 04675786. Registered Office 3rd Floor 100 New Bond Street, London, England, W1S 1SP.

© 2025 Altera L.L.C-FZ . All rights reserved. ​​

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